Fiat and crypto.One account 🇧🇾
A project for the first crypto bank of the Republic of Belarus
- 10 min
- to an account
- 1 sec
- exchange
- 24/7
- payments
- BrBYN12 480,50
- USDT2 300,00
- BTC0,0412
- ETH0,85
- TON310,0
Everything a bank does. Plus cryptocurrencies.
Account
BYN, USDT, BTC and ETH together. One statement.
Exchange
At the National Bank No. 163 rate. Locked for 30 seconds.
Payments
Local rails, SWIFT, SEPA and stablecoins. Card to the account.
From identification to payment
Dual control under Decree No. 19: the National Bank for money and AML/CFT, the HTP Secretariat for token operations. Rates under methodology No. 163, remote identification under the Council of Ministers and National Bank procedure.
8 AI modules inside the bank
Not a chatbot on the storefront: models score transactions, catch fraud, find the best rate and assemble reporting.
All modulesCrypto bank vs exchange vs regular bank
| Crypto bank | Crypto exchange | Regular bank | |
|---|---|---|---|
| BYN account for business and non-residents | |||
| Crypto account | |||
| Crypto ↔ BYN exchange under National Bank methodology | |||
| Settlement operations and cash services | |||
| National Bank and HTP supervision | |||
| Non-resident accounts with remote identification | |||
| Crypto deposits, staking, token-backed loans | |||
| Capital BYN 20M + BYN 10M deposit at the National Bank | |||
| State deposit guarantee |
Bank grade. Not exchange grade.
Four layers of protection: regulator, capital, cryptography and models.
- 01National Bank and HTP supervisionRegister of crypto banks, prudential requirements, reporting to two regulators.
- 02Capital BYN 20M + deposit 10MAuthorised capital and an irrevocable deposit at the National Bank as a stability cushion.
- 03HSM / MPC and cold storageKeys split between HSM and MPC, 95% of assets offline, quorum withdrawals.
- 04AI anti-fraud and KYTGraph models and transaction monitoring catch fraud before the debit.
People, business, investors
Open to partnership and collaboration
We invite banks, investors and fintech companies to work together. Next-generation financial technology is the basis for partnership.
- BanksCorrespondent relations, joint products, integration of crypto services into your channels.
- InvestorsEquity participation at the stage of forming the authorised capital and filing with the National Bank.
- Fintech companiesKYC, blockchain analytics, liquidity, payment gateways, AI modules.
Path to the National Bank register
- Assessmentdone
- 1Legal trackin progress
- 2Platform MVPin progress
- 3Expansionnext
- 4Audit and launchnext
First accounts to the first
Leave your contact: we'll notify you about the launch and open an account without a queue.
- 1First to know about the launch
- 2Account without a queue
- 3Deck and roadmap for investors and partners