Technology
How the platform is built: from the app to cold storage and regulatory reporting.
Six layers of the platform
Each layer is isolated, scales separately and is audited. Keys never leave the HSM.
- Web cabinet
- iOS / Android
- AI assistant
- Open API
- Webhooks
- API Gateway
- Passkeys · 2FA
- Biometrics
- Limits and roles
- Anti-bot
- Double-entry ledger
- Hybrid accounts
- Tariffs and limits
- Reconciliation
- Historised journal
- Crypto module
- Exchange module
- Payments
- KYC/AML compliance
- AI core (8 modules)
- Reporting
- Binance · Bybit · OKX
- KYC provider
- Blockchain analytics
- Local rails
- SWIFT · SEPA
- National Bank
- HSM / MPC
- Cold storage
- Kubernetes
- 24/7 monitoring
- SIEM · audit
- Backups · DR
Stack and principles
- CoreGo, PostgreSQL, event bus
- Crypto moduleMPC custody, HSM FIPS 140-2 L3, multisig
- MobileSwift, Kotlin; web — React
- AILLM + graph models, on-prem inference for personal data
- DataAES-256 encryption, keys in HSM, replication across two DCs
- ProcessCI/CD, canary releases, pentest twice a year
Business API
REST + webhooks. Accept payments in tokens and BYN, payouts, rates, statements. Sandbox before launch.
POST /v1/payments
{
"amount": "1000.00",
"currency": "USDT",
"settle_in": "BYN",
"webhook": "https://shop.by/hook"
}
→ 201 { "id": "pay_7f3", "rate": "3.21", "status": "pending" }Security by layer
- 1. KeysMPC sharding, HSM, signature quorum
- 2. Custody95% of assets offline, multi-level withdrawal approval
- 3. OperationsAI anti-fraud, limits, biometric confirmation
- 4. DataEncryption, network segmentation, audit log
- 5. SupervisionNational Bank reporting, external audit, pentest
The bank's IT system
Internal IT teams of the bank are formed right on the platform: administration, workflow, monitoring.
IT team formation
Create and manage the bank's internal IT teams on the platform
Workflow management
Automated processes for development, testing and rollout of banking solutions
System monitoring
Round-the-clock tracking of all banking infrastructure components
Reporting automation
Tools for automatic generation of financial and regulatory reports
Admin panels
Centralised management of all bank systems and services
Cloud infrastructure
Scalable cloud solutions with high availability and security
- Multi-factor authentication
- Data encryption
- Access audit
- Autoscaling
- Load balancing
- Caching
- Backups
- Replication
- Analytics
First accounts to the first
Leave your contact: we'll notify you about the launch and open an account without a queue.
- 1First to know about the launch
- 2Account without a queue
- 3Deck and roadmap for investors and partners