CryptoBank.bel — IT project under development · Coming soon · Not a public offer · No operations until entry into the National Bank register
Trust

Trust

Eight fears of crypto service clients and the mechanism behind each answer.

They'll get hacked
01

MPC keys with no single storage point, cold storage, SOC 2, bug bounty.

  1. 1MPC: the key is split between HSM, server and cloud; signatures assembled by quorum
  2. 295% of assets in cold storage with no network access
  3. 3SOC 2 Type II, pentest twice a year, public bug bounty
Who already does it: Fireblocks, BitGo (Lloyd's $250M), Coinbase
They don't have my money
02

Proof-of-reserves: check your own balance. Auditor attestation.

  1. 1Merkle-tree proof-of-reserves: every client checks their own balance by Leaf ID
  2. 2Independent auditor attestation, published regularly
  3. 3Segregated accounting of bank and client tokens under the HTP Regulation
Who already does it: Kraken (>100%, Armanino), Binance, OKX (zk-STARK)
I'll lose it with no compensation
03

Honestly: no state deposit guarantee. Instead: capital BYN 20M + 10M deposit, asset segregation, custody insurance.

  1. 1BYN 20M capital and a BYN 10M irrevocable deposit at the National Bank
  2. 2Segregated client assets, daily immutable backup
  3. 3Custody insurance with disclosed limits; honestly: no state deposit guarantee
Who already does it: Xapo (Gibraltar DGS), Evertas up to $420M per policy
Scammers will get me
04

Address screening before sending, pause on large first transfers, deepfake-proof KYC.

  1. 1Recipient address screening before sending: illicit links, scam databases
  2. 2Pause and confirmation for large first transfers to a new recipient
  3. 3Deepfake-resistant identification: liveness, device intelligence
Who already does it: Chainalysis Alterya, Sumsub, TRM Labs
They'll freeze my account
05

Public policy: time to explain the reason, SLA, escalation to a human.

  1. 1Public restriction policy: reason, response time, SLA
  2. 2One-tap escalation to a human
  3. 3Travel rule and regulator requests explained in plain language
Who already does it: Coinbase cut account restrictions by 82%
The regulator will ban it
06

Decree No. 19 in force since 18.07.2026, National Bank resolutions adopted. Dual supervision: National Bank and HTP.

  1. 1Decree No. 19 in force since 18.07.2026, National Bank resolutions No. 157–167 adopted
  2. 2Dual supervision: National Bank (money, AML/CFT) and HTP Secretariat (tokens)
  3. 3The register of crypto banks is public on the National Bank site
Who already does it: MiCA in the EU, GENIUS Act in the US, FCA in the UK
I'll lose access
07

Passkeys, recovery via trusted devices, inheritance procedure.

  1. 1Passkeys and biometrics instead of a seed phrase
  2. 2Recovery via trusted devices and contacts
  3. 3Inheritance procedure for funds
Who already does it: Coinbase Smart Wallet, EIP-7702
Crypto will become obsolete
08

Post-quantum key migration plan. Not a threat today, but the plan exists.

  1. 1Monitoring BIP-360 / BIP-361 and NIST PQC
  2. 2Migration plan for keys and BTC addresses to quantum-resistant ones
  3. 3Public roadmap like the Coinbase Quantum Advisory Board
Who already does it: Coinbase, Bitcoin Core
Partners and investors

Open to partnership and collaboration

We invite banks, investors and fintech companies to work together. Next-generation financial technology is the basis for partnership.

  • Banks
    Correspondent relations, joint products, integration of crypto services into your channels.
  • Investors
    Equity participation at the stage of forming the authorised capital and filing with the National Bank.
  • Fintech companies
    KYC, blockchain analytics, liquidity, payment gateways, AI modules.
Queue open
Early access

First accounts to the first

Leave your contact: we'll notify you about the launch and open an account without a queue.

  • 1First to know about the launch
  • 2Account without a queue
  • 3Deck and roadmap for investors and partners

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