Trust
Eight fears of crypto service clients and the mechanism behind each answer.
MPC keys with no single storage point, cold storage, SOC 2, bug bounty.
- 1MPC: the key is split between HSM, server and cloud; signatures assembled by quorum
- 295% of assets in cold storage with no network access
- 3SOC 2 Type II, pentest twice a year, public bug bounty
Proof-of-reserves: check your own balance. Auditor attestation.
- 1Merkle-tree proof-of-reserves: every client checks their own balance by Leaf ID
- 2Independent auditor attestation, published regularly
- 3Segregated accounting of bank and client tokens under the HTP Regulation
Honestly: no state deposit guarantee. Instead: capital BYN 20M + 10M deposit, asset segregation, custody insurance.
- 1BYN 20M capital and a BYN 10M irrevocable deposit at the National Bank
- 2Segregated client assets, daily immutable backup
- 3Custody insurance with disclosed limits; honestly: no state deposit guarantee
Address screening before sending, pause on large first transfers, deepfake-proof KYC.
- 1Recipient address screening before sending: illicit links, scam databases
- 2Pause and confirmation for large first transfers to a new recipient
- 3Deepfake-resistant identification: liveness, device intelligence
Public policy: time to explain the reason, SLA, escalation to a human.
- 1Public restriction policy: reason, response time, SLA
- 2One-tap escalation to a human
- 3Travel rule and regulator requests explained in plain language
Decree No. 19 in force since 18.07.2026, National Bank resolutions adopted. Dual supervision: National Bank and HTP.
- 1Decree No. 19 in force since 18.07.2026, National Bank resolutions No. 157–167 adopted
- 2Dual supervision: National Bank (money, AML/CFT) and HTP Secretariat (tokens)
- 3The register of crypto banks is public on the National Bank site
Passkeys, recovery via trusted devices, inheritance procedure.
- 1Passkeys and biometrics instead of a seed phrase
- 2Recovery via trusted devices and contacts
- 3Inheritance procedure for funds
Post-quantum key migration plan. Not a threat today, but the plan exists.
- 1Monitoring BIP-360 / BIP-361 and NIST PQC
- 2Migration plan for keys and BTC addresses to quantum-resistant ones
- 3Public roadmap like the Coinbase Quantum Advisory Board
Open to partnership and collaboration
We invite banks, investors and fintech companies to work together. Next-generation financial technology is the basis for partnership.
- BanksCorrespondent relations, joint products, integration of crypto services into your channels.
- InvestorsEquity participation at the stage of forming the authorised capital and filing with the National Bank.
- Fintech companiesKYC, blockchain analytics, liquidity, payment gateways, AI modules.
First accounts to the first
Leave your contact: we'll notify you about the launch and open an account without a queue.
- 1First to know about the launch
- 2Account without a queue
- 3Deck and roadmap for investors and partners