Features · Yield and investments

BTC-backed loan

Don't sell bitcoin when you need cash: BYN loan against collateral, LTV up to 40%.

Don't sell bitcoin when you need cash: a BYN loan against token collateral, LTV up to 40%. Collateral is locked in the crypto profile and reflected in the credit history.

Who already does it: Xapo, Coinbase, Sygnum

What's inside

LTV up to 40%
30 to 365 days
Early repayment

How it works

BTC-backed loan

Step 1
Choose amount and collateral
Step 2
Lock tokens
Step 3
BYN credited
Step 4
Repay and unlock

Regulatory basis

Token loans and collateral are operations 4 and 5 of the HTP Regulation; National Bank Resolution No. 148 on credit histories.

Regulation

Questions

If the price drops?

Notification and a chance to add collateral before the liquidation threshold.

When?

Soon, after the crypto module launch.

This feature describes the planned CryptoBank.bel product and is not provided at present. This page is not a public offer, an advertisement of financial services, or investment or legal advice. Banking, payment and digital token operations will be available only after entry into the register of crypto banks of the National Bank of the Republic of Belarus.

Related features

Partners and investors

Open to partnership and collaboration

We invite banks, investors and fintech companies to work together. Next-generation financial technology is the basis for partnership.

Ways to participate Write to us

Banks
Correspondent relations, joint products, integration of crypto services into your channels.
Investors
Equity participation at the stage of forming the authorised capital and filing with the National Bank.
Fintech companies
KYC, blockchain analytics, liquidity, payment gateways, AI modules.

Queue open

Early access

First accounts to the first

Leave your contact: we'll notify you about the launch and open an account without a queue.

1First to know about the launch
2Account without a queue
3Deck and roadmap for investors and partners