Hybrid account
BYN, USD, EUR and crypto in one account. One statement, one limit.
One account with two sub-parts: fiat (BYN, USD, EUR) and crypto (26 tokens from the HTP list). One statement, one limit, one app. Double-entry ledger, every operation journaled with history.
- Fiat part BYN · USD · EUR
- Crypto part: 26 tokens
- Unified statement and limits
- History with BYN equivalent
Hybrid account
- Step 1Remote identification in 10 minutes
- Step 2Hybrid account opening
- Step 3Top-up in BYN or tokens
- Step 4Exchange, payments, custody in one balance
Decree No. 19: a crypto bank may combine token operations with banking and payment operations. The HTP Regulation of 15.04.2026 sets the token list.
RegulationHow is it different from an exchange wallet?
The account is opened by a regulated crypto bank supervised by the National Bank, with BYN 20M capital and segregated client assets. An exchange only organises trading.
Can I hold only crypto?
Yes, the parts are independent. The fiat part is needed for BYN payments and exchange.
Open to partnership and collaboration
We invite banks, investors and fintech companies to work together. Next-generation financial technology is the basis for partnership.
- BanksCorrespondent relations, joint products, integration of crypto services into your channels.
- InvestorsEquity participation at the stage of forming the authorised capital and filing with the National Bank.
- Fintech companiesKYC, blockchain analytics, liquidity, payment gateways, AI modules.
First accounts to the first
Leave your contact: we'll notify you about the launch and open an account without a queue.
- 1First to know about the launch
- 2Account without a queue
- 3Deck and roadmap for investors and partners