Features · Under the HTP Regulation of 15.04.2026

Token loans and collateral

Crypto-backed loan without selling the asset; collateral reflected in the credit history.

Token loans and token collateral: credit against crypto without selling the asset; collateral locked in the crypto profile and reflected in the credit history.

Who already does it: National Bank Resolution No. 148

What's inside

Collateral in crypto profile
Credit history
LTV and liquidation threshold

How it works

Token loans and collateral

Step 1
Collateral valuation
Step 2
Lock in crypto profile
Step 3
Loan issued
Step 4
Repay and unlock

Regulatory basis

HTP Regulation, operations 4–5; National Bank Resolution No. 148 on the Credit Register.

Regulation

Questions

Does it affect credit history?

Yes, token collateral is reflected under Resolution No. 148.

When?

Soon.

This feature describes the planned CryptoBank.bel product and is not provided at present. This page is not a public offer, an advertisement of financial services, or investment or legal advice. Banking, payment and digital token operations will be available only after entry into the register of crypto banks of the National Bank of the Republic of Belarus.

Related features

Partners and investors

Open to partnership and collaboration

We invite banks, investors and fintech companies to work together. Next-generation financial technology is the basis for partnership.

Ways to participate Write to us

Banks
Correspondent relations, joint products, integration of crypto services into your channels.
Investors
Equity participation at the stage of forming the authorised capital and filing with the National Bank.
Fintech companies
KYC, blockchain analytics, liquidity, payment gateways, AI modules.

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Early access

First accounts to the first

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1First to know about the launch
2Account without a queue
3Deck and roadmap for investors and partners